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Loan Entrance Counseling

Loan Entrance Counseling


Quick Links for Loan Entrance Counseling
Undergraduate Students - Loan Entrance Counseling
Graduate Students - Loan Entrance Counseling

New Students & First-Time Borrowers

If you are a new student or first-time borrower at Bethune-Cookman University, you must complete an Entrance Interview. Failure to complete this requirement will delay the process of your Federal Stafford loan and your financial enrollment into B-CU.

All Students – PLUS and Private Loan Requirements

PLUS Loans are credit-based Parent Loans, and families are awarded these loans to help cover the cost of attendance at Bethune-Cookman University. Private Loans are also credit based, and are resources available to parents and students for educational purposes. Families needing these Loans to meet the cost of attendance are required to complete the following steps to determine whether their family meets the requirements to be approved for the PLUS or Private Loan.

What is Entrance Counseling?

If you are a First-Time Borrower you will also need to complete an ENTRANCE INTERVIEW. Before a first-time FFEL Loan or Direct Loan borrower takes out a loan, the school must ensure that the student has been counseled on repayment and debt management.  A review of the information below is required for Entrance Counseling and must be completed before funds can be disbursed:

  • An explanation of the use of an MPN
  • The importance of the repayment obligation
  • A description of the consequences of default
  • Discuss debt management strategies
  • Review Forbearance, deferment, and cancellation options
  • Providing sample repayment schedules
  • Familiarization with a borrower’s rights and responsibilities as well as other terms and conditions
  • Undergraduate Students - Loan Entrance Counseling
  • Graduate Students - Loan Entrance Counseling
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